Business Loans

You're the One™ we're here to help

Whether you’re starting your own business or are expanding existing operations, we will work with you to find the best financing solutions.

Lending Services

Before applying for a business loan, consult this Loan Application Checklist. And make sure you complete this Personal Financial Statement (PDF version, Excel version).

When you’re ready to apply, please download and complete this Commercial Loan Application.

Business Lines of Credit

Customized to meet the needs of your business, business lines of credit make funds available to take advantage of business opportunities. At MidWestOne, business lines of credit have overdraft protection and low monthly payments.

Term Loans

Commercial Mortgages and Construction Loans

Commercial mortgages and construction loans make funds available that allow you to purchase, refinance or construct commercial real estate such as land development, manufacturing facilities, warehouse space, professional offices or apartments.

Small Business Administration (SBA) Loans

MidWestOne Bank is an SBA preferred lender, which means quicker processing and local decision making. We participate in all SBA loan programs including:SBA Preferred Lender

Agricultural Loans

Agricultural loans provide funding for real estate, equipment, buildings and improvement. Operating lines are available for crop inputs, operating needs, livestock and feed, etc.

Learn more about the SBA loan program. You will be entering a Web site separate from www.MidWestOne.com. MidWestOne is not responsible for the content of this site.

Business Loan Checklist

Here is a list of items you'll need to apply for a loan:

Start-Up Business

Existing Business